Our Products

Flexible Lending Solutions

Beyond traditional bank limitations — specialist credit assessment for complex and non-standard scenarios across Australia.

For PAYG, self-employed and complex income profiles

Residential Loans

Whether you're PAYG, self-employed or have a more complex income profile, we offer lending solutions designed to make sense of your situation.

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  • Full Doc and Alt Doc options available
  • One year of tax returns accepted on selected products
  • Flexible income verification options
  • Selected products with no LMI
  • Specialist credit assessment by experienced lending professionals
  • Practical solutions for borrowers who don't fit traditional bank policy

For self-employed, investors and complex circumstances

Alternative Loans

Not every borrower fits traditional bank lending criteria. AQUABLIVIS Finance provides alternative lending solutions for self-employed borrowers, investors, businesses and borrowers with more complex circumstances.

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  • Low Doc and Alt Doc lending options
  • One year tax returns and BAS statements accepted on selected products
  • Property development finance for eligible small to medium-sized projects
  • Renovation and construction finance
  • Bridging finance
  • Investment property lending
  • Refinancing solutions
  • Flexible assessment for complex income structures

Specialist SMSF lending with careful structuring

SMSF Loans

Investing through an SMSF requires careful structuring and specialist lending knowledge. We work with you and your professional advisers to help structure the right solution.

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  • Residential and commercial property finance
  • SMSF Limited Recourse Borrowing Arrangement (LRBA) lending
  • Flexible lending solutions for eligible SMSF borrowers
  • Work alongside your accountant and professional advisers
  • Specialist understanding of SMSF lending structures
  • Straightforward application and credit assessment process

Commercial property purchase, investment and refinance

Commercial Loans

Whether you're purchasing your own premises, investing in commercial property or refinancing an existing facility, AQUABLIVIS Finance provides flexible commercial lending solutions.

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  • Commercial property purchase and refinance Australia-wide
  • Owner-occupied and investment options
  • Flexible assessment of business income
  • Solutions tailored to individual circumstances
  • Experienced commercial credit specialists
  • Direct access to a responsive lending team

Tailored development funding for eligible projects

Development Finance

Whether you're developing residential property, commercial property or a mixed-use project, AQUABLIVIS Finance provides tailored development funding for eligible projects.

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  • Residential and commercial development finance
  • Small to medium-sized development projects
  • Land acquisition and construction funding
  • Development refinance options
  • Flexible assessment of project feasibility and borrower experience
  • Funding structured around the development cycle
  • Specialist property and development credit team

Flexible funding outside traditional bank timeframes

Short-Term Funding

AQUABLIVIS Finance provides short-term lending solutions for borrowers who need flexible funding outside traditional bank timeframes.

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  • Short-term property-backed finance
  • Refinancing and debt consolidation solutions
  • Funding for time-sensitive transactions
  • Property acquisition and settlement funding
  • Renovation and value-add opportunities
  • Flexible solutions for complex borrower circumstances
  • Fast, practical credit assessment

Short-term funding when timing doesn't line up

Bridging Finance

Bridging finance can provide short-term funding when timing between buying, selling, refinancing or completing a transaction doesn't line up.

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  • Residential and commercial bridging finance
  • Purchase before sale solutions
  • Short-term funding for property transactions
  • Refinancing and settlement bridging
  • Flexible exit strategies considered
  • Suitable for investors, owner-occupiers and business borrowers
  • Specialist assessment for time-sensitive transactions

Credit criteria, lending limits, fees, terms, and eligibility requirements apply. Not all applicants will qualify. All applications are subject to assessment and approval.